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Welcome to Our New Website

Take a look around, and if you have any questions or need assistance, our team is here to help.

4.00% APY Special Share Certificate

Reel in the returns with our 11-month special Share Certificate!

Cash Back
Checking

Earn up to $25 CASH BACK each month!

4.99% APR

Move your auto loan to Floridacentral and drop your rate!

Legends Loans

Exclusive loan rate discounts for community heroes!

New Member Benefit

Affordable Wills and Trusts! with Legal Karma

Our Rates

APR as low as
5.50%
For Auto Loans
APY as high as
4.25%
FOR SPECIAL SHARE CERTIFICATES
APR Starting at
5.99%
30-Year Mortgage

Why Choose Floridacentral?

  • Full-Service Credit Union

    Bank, borrow, save, invest, and plan for the future—all with one trusted financial partner.

  • Personalized Service

    Enjoy the convenience of modern banking with the personalized care and local support you deserve.

  • Local Lending Decisions

    Get faster, local lending decisions from a team that understands our Florida communities.

  • Higher Returns on Savings

    Grow your money with competitive savings accounts, certificates, and investment options designed to help you reach your goals.

  • Lower Rates on Loans

    Whether you’re buying a car, purchasing a home, or funding your next adventure, enjoy competitive rates that help you save more.

  • Member-First Commitment

    As a member-owned credit union, we’re committed to helping you succeed with trusted guidance, exceptional service, and financial solutions that put you first.

Tools to Help Navigate Your Financial Direction

Estate Planning with LegalKarma

Protect what matters most with simple, affordable estate planning designed to give you and your loved ones peace of mind.

Homeowner Resources

Explore today’s mortgage rates, home equity options, and resources to help you make confident home financing decisions.

Financial Calculators

Estimate payments, compare loan options, and plan for your financial goals with our easy-to-use calculators.

Financial Education

Browse articles, tips, and expert guidance to help you make informed financial decisions at every stage of life.

Banking On The Go!

Access banking anytime, anywhere from your mobile phone.

  • Schedule one-time or reoccurring payments
  • Make secure purchases easily with Digital Wallet
  • Keep your finances organized with secure, paperless statements
  • View, manage, and transfer funds online
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