At Floridacentral, we understand the unique needs, opportunities, thrills, and at times, challenges that come with living in our beautiful state better than anyone.
Experiencing a disaster is tough, but facing it alone is even tougher. Let us be your partner in recovery! Our Disaster Relief Assistance program's options can help you rebuild your best Florida life with dignity and hope.
Ca$hNow Loans
Get up to $5,000 at a special rate of 6.99% APR.*
You can get the cash you need deposited to your account in as little as 60 seconds. Ca$hNow Loans are based on your relationship with Floridacentral, so there's no credit check.
Log in to Online Banking and click Ca$hNow to apply.
Personal Loans
Get up to $5,000 at a special rate of 6.99% APR.^
Get a special low rate and flexible repayment terms.
- No collateral is required
- Easy application process
- Quick decisions
Hardship Loan Payment Deferral
During times of hardship, every little bit of relief counts. Our loan payment deferral option+ allows you to focus on your immediate recovery needs without the added pressure of loan payments.
Please contact our Member Services Team at (813) 879-3333 Monday through Friday from 8:00 a.m. to 5:00 p.m. or stop by your local branch for assistance.
Special Circumstances
If you have a special circumstance and would like to discuss it with one of our Member Service Representatives, please visit your local branch or contact us at (813) 879-3333 Monday through Friday from 8:00 a.m. to 5:00 p.m.
Disaster Relief Assistance (DRA) is a program offered for a limited time. Restrictions apply. Subject to change without notice. Contact Floridacentral for complete details. *Annual Percentage Rate for Ca$hNow Loans under the DRA Program is 6.99%. Loan amounts range from $250-$5,000. No credit check required. Must be 18 years old and a member for at least 6 months. Must have an open savings or checking account to apply for the loan. Quick, easy online application with instant decisions. If approved, we immediately deposit cash to your account. A $25 loan fee applies. Restrictions apply. ^Annual Percentage Rate for Personal (Unsecured) Loans under the DRA program is 6.99% for up to $5,000 and is based upon individual applicant's creditworthiness Other terms and rates available. Payment does not include insurances. +Hardship deferrals under the DRA program are available for loans, except for Ca$hNow loans, Credit Cards, Real Estate Loans and Lines of Credit, and unsecured lines of credit. Request form required. Restrictions apply. Contact Floridacentral for complete details.